Insurance

I get asked this question all of the time…doesn't my homeowner's policy protect me against any losses that might be caused by my horse? Probably not.

Insurance can be a very expensive product. When the premium bill comes, it is easy to get into "that won't happen to me" mode and not adequately insure.

Why do I need this? Others can make claims or sue you, whether or not their claims are valid! General liability coverage offers payment of defense costs when potentially covered allegations are made.