Insurance

Horses are an investment and coverages are available to protect your investment. It is a standard condition of all equine mortality and medical/surgical policies that the insurer be notified in the event of any illness, disease, lameness, injury, accident, or physical disability of the horse.

One of the major concerns of equine facilities is disease control. An outbreak can wreak havoc on your horse population and your reputation. It is wise to do a risk assessment and have a protocol in place at your facility. You can be found legally liable for failing to provide reasonable care to horses in your custody. It is highly recommended to consult with your veterinarian when developing this protocol, and to consider following:

Quick Facts: Breed/discipline specialties: Dressage, Combined Driving, Hunters, Jumpers, Combined Training, Pony and Sport horse breeds 35 years in the equine industry Memberships: International Alliance of Equestrian Journalists (IAEJ), United...

Is your property insured to its current value? This comes up often when clients receive their farm renewal packets in the mail. The premium has gone up, as well as the values of the buildings. Accounts are reviewed annually by underwriters where they...

Many times we are asked "My state has an Equine Activity Liability Act (EALA) - do I still need insurance?" The answer is absolutely. This article written by By Robert A. Hoffa, Esq., goes into detail about the need for Insurance even though ones...

Markel has specially designed an affordable Farrier’s Insurance Program just for you. Rated “A Excellent” by A.M. Best, Markel has provided insurance coverage for horses and horse related risks for over 50 years. As an Equine Insurance Specialist for...

Equestrian facilities present their own unique hazards. With a multitude of equipment and machinery, there are endless ways for injury to occur on the farm. As we know, there are basic facility safety items that should not be overlooked, like proper...

Why do horse owners who would never consider putting their car, van, truck or hitch on the highway without proper automobile liability insurance, elect not to purchase equine liability insurance when a horse going full speed can cause damage or...

What is liability insurance and do I need it? Liability insurance is insurance designed to protect a policyholder against claims alleging that one’s negligence or inappropriate action resulted in bodily injury or property damage to another. In this...

Trainers and Instructors are an important part of the horse world but seem to be the first to blame when a student is injured, a horse sale goes badly, or there is an injury to a client's horse in their care, custody, and control. The better you...