What Makes a Homeowners Policy, Different From a Farm Owners Policy?

Monday, February 26, 2018
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I get this question all of the time…What makes a homeowners policy, different from a farm owners policy? A horse farm is a unique property requiring an insurance policy specifically designed to provide coverage for all of the buildings on the property as well as the liability protection for your horse ownership or equine operation. Markel's farm and ranch owner's policy is a customized policy developed to fill in the gaps of the traditional homeowner's policy. A homeowner's insurance policy may not cover many of the exposures inherent in the horse industry including farm property, farm equipment and horse liability. We want you to have the peace of mind, knowing that all of your equestrian exposures are covered. We will work to design an insurance policy that suits your needs. Have one all-inclusive policy with one policy renewal date.

HorsesDaily's Mary Phelps ( is a Markel Equine Insurance Specialist and CSR Tracey Scharf ( provide the personal attention needed to help make the lives of their clients smooth and easy when it comes to the process of insuring your Farm, business and equine mortality needs. While Mary travels to the shows and barns, you can count on Tracey in the office to be available to answer questions and manage the details with ease. 1-800-572-3286.