What to Know About Private Horse Liability

Monday, July 11, 2016
Posted by Tracey Scharf


Did you know...if you own a horse, whether it is a pleasure horse that grazes in your pasture or a horse that you have boarded at a facility, you as a horse owner could be named liable if your horse causes bodily injury or property damage to someone on or off your premises? For a reasonable cost ranging from $230 to $295, our Private Horse Owner Liability policy will provide you legal defense should you be named in a lawsuit. You are covered for up to 4 horses and we provide liability limits of: $300,000, $500,000 and $1 million dollars. Should you have more than four horses, we can add up to ten horses for an additional charge per horse. If you have more than 10 horses or you are actively involved in the breeding, training of horses, riding instruction, leasing of horses to others and any other activity that receives money or other compensation, a Commercial Equine Liability policy is needed.

DressageDaily's Mary Phelps (mary@horsesdaily.com) is a Markel Equine Insurance Specialist and CSR Tracey Scharf (tracey@horsesdaily.com) provide the personal attention needed to help make the lives of their clients smooth and easy when it comes to the process of insuring your Farm, business and equine mortality needs. While Mary travels to the shows and barns, you can count on Tracey in the office to be available to answer questions and manage the details with ease. 1-800-572-3286.