Protect Your Passion, Insure Your Ride With These Coverages

Tuesday, February 18, 2025 | Mary Phelps

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At the heart of every rider is the unspoken bond with their horse. It’s a partnership built on trust, nurtured by care, and cherished through every shared sunrise and sunset. But with every day, there’s an inherent risk that your equine companion could face the unexpected.

That’s where we come in.

You have more than blood, sweat, and tears invested in your horse. The hours of training, lessons, and travel to horse shows. The cost to enter and compete is an investment that adds to your horse’s value.

Peace of Mind

Mary Phelps and Tracey Scharf you Markel Personal Service guides

No one is ever prepared for the loss of a horse. I’ve been through it, I understand.

Markel’s mortality policy helps cover the financial cost of death, theft, or humane euthanasia of your horses, backed by an experienced equine claims team that is available 24/7 to guide you through the process.

Enhance your horse insurance protection with optional coverages like:

  • Medical/surgical: covers the cost of treatments due to accidents, illnesses, or injuries, while surgical only covers the cost of surgeries due to accidents, illness, or injuries.
  • Emergency colic surgery: covers the cost of emergency colic surgery
  • Horse owner liability: covering bodily injury and property damage caused by your horse, whether at the barn or a show
  • New ! Equine essentials: designed to assist horse owners with the loss or damage to any covered horse equipment and reimbursement for emergency evacuation, necropsy, and burial expenses
    See the Flyer for More info

Why trust Markel?

  • Expertise: Decades of experience in equine and farm insurance.
  • Exceptional service: A dedicated team that understands your needs because they’re equestrians, too. Markel supports their team of specialists (I’m one of them)
  • Speed: Fast claims processing to get you back in the saddle swiftly.
  • Trust: A history of reliability that riders of all breeds and disciplines across the nation count on.

Insure your ride today and join the thousands of satisfied customers who trust Markel to protect their equine partner.

Let’s Get Started

Featured Community

  • Jacob Arnold, an accomplished combined driver, trainer and clinician has a long history of international success representing Team USA. Based in Stamping Ground, Kentucky and Grand Oaks Equestrian Resort, Weirsdale, Florida.



  • Dr. Suzan Oakley an innovative leader and educator in advanced equine rehabilitation provides a healing refuge for equine athletes on the mend.

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