About Liz Ruggiero

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So far Liz Ruggiero has created 1330 blog entries.

Certificate of Insurance Basics – What is a Certificate of Insurance?

2024-10-15T22:38:56-04:00November 30, 2022|Looking Back, Markel Insurance, News|, , |

A certificate of insurance (COI) is issued by an insurance company or broker. The COI verifies the existence of an insurance policy and summarizes the key aspects and conditions of the policy. For example, a standard COI lists the policyholder's name, policy effective date, the type of coverage, policy limits, [...]

Do You Know When to Contact Your Insurance Agent?

2024-10-15T22:38:56-04:00November 30, 2022|Looking Back, Markel Insurance, News|, , |

Did you know that you must notify Markel immediately if your vet has been called for anything other than routine care or maintenance? This is very important, as the sooner we get the information, the better we can serve you. Our Claims Examiners will guide you through the claims process [...]

Important Information for Trainers and Riding Instructors

2024-10-15T22:38:57-04:00November 30, 2022|Looking Back, Markel Insurance, News|, , |

Trainers and Instructors are an important part of the horse world but seem to be the first to blame when a student is injured, a horse sale goes badly, or there is an injury to a client's horse in their care, custody, and control. The better you document what you [...]

Protect Your Lifestyle with Equine Liability Insurance

2024-10-15T22:38:58-04:00November 30, 2022|Looking Back, Markel Insurance, News|, |

Equine-related lawsuits occur more frequently than you may think. And many homeowners’ policies put limits on your equine liability coverage...or simply exclude it altogether! Unlike your homeowners policy, Markel’s private horse owner liability insurance is specifically designed to protect you against claims arising out of bodily injury or property damage [...]

Markel Monday – Time to Review Your Farm and Liability Coverage? We Make it Easy!

2024-10-15T22:38:59-04:00November 30, 2022|Looking Back, Markel Insurance, News|, , |

2020 was a banner year for our agency with a large growth in writing farm and liability coverage, and we hope to continue that trend in 2021. As an experienced horse farm agent, knowledgeable about the horse industry and the types of operations in our sport, we are here to [...]

Markel Monday – When is Insurance Worth It?

2024-10-15T22:39:04-04:00November 30, 2022|Looking Back, Markel Insurance, News|, , |

Insurance can be a very expensive product. When the premium bill comes, it is easy to get into "that won't happen to me" mode and not adequately insure. But a little cost benefit analysis can help you make a rational choice as to what types of coverage you need and [...]

Protecting Your Farm Personal Property: A Crisis Averted

2024-10-15T22:39:04-04:00November 30, 2022|Looking Back, Markel Insurance, News|, , |

The loss of farm personal property due to disaster or theft can result in significant replacement and lost opportunity costs. Farm personal property typically includes items such as tack, barn supplies, farm machinery as well as the farm office equipment like computers, phones, furniture, and a variety of other tangible [...]

Markel Insurance – Farrier Insurance Program

2024-10-15T22:39:05-04:00November 30, 2022|Looking Back, Markel Insurance, News|, , |

Markel has specially designed an affordable Farrier’s Insurance Program just for you. Rated “A Excellent” by A.M. Best, Markel has provided insurance coverage for horses and horse related risks for over 50 years. As an Equine Insurance Specialist for Markel, we are available at the Mary Phelps Markel Agency (800-572-3286) [...]

Commercial Equine Liability

2024-10-15T22:39:06-04:00November 30, 2022|Looking Back, Markel Insurance, News|, , |

When your business is the target of a lawsuit, money isn’t the only thing that’s at stake. Your reputation is on the line, too. Markel insurance professionals have years of experience handling equine liability claims. They’ll ensure that a claim against you is resolved fairly, with consideration for all parties [...]

Insurance: What You Need to Know When Hosting a Clinic

2024-10-15T22:39:07-04:00November 30, 2022|Looking Back, Markel Insurance, News|, , |

Hello everyone! This has been coming up more often so I thought I would provide a bit more information. If you own or operate a facility and you would like to host a clinic, the clinician that you are bringing in, needs to have their own liability policy. You need [...]

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